deadbeat

Etymology

noun

1. (derogatory) A lazy and/or irresponsible person who is often unemployed, often depending upon wealthy or otherwise financially independent people for support.
   2016 Eric Andrew-Gee Why and how Ontarians change their names in the 21st century The Globe and Mail With a few exceptions, all those changes were published in the Ontario Gazette, a little-read compendium of government business that comes out every week. The province requires this by law, as do most Canadian jurisdictions, nominally to thwart fraudsters and deadbeats.
2. A person who defaults on debts.

adj

1. (of an instrument) having a damped needle that stops without oscillation
2. defaulting on one's debts
3. defeated or exhausted
4. (derogatory) lazy or irresponsible
5. dead tired